Find Bank of Canada publications by keyword, author, content type, JEL code, topic or publication date.
1406
result(s)
December 15, 2015
Indebted Households and Potential Vulnerabilities for the Canadian Financial System: A Microdata Analysis
Over the past decade, an increasing proportion of households in Canada have become highly indebted relative to their income. These highly indebted households now hold one-fifth of total Canadian household debt.Simulations suggest that this greater degree of household indebtedness could exacerbate the impact of shocks to income and interest rates relative to the pre-crisis period. However, an assessment of the vulnerability of the Canadian financial system should, among other factors, account for the ability of Canadian financial institutions to withstand losses from the household sector.
Content Type(s):
Publications,
Financial System Review articles
Topic(s):
Credit and credit aggregates,
Financial stability,
Housing,
Recent economic and financial developments
JEL Code(s):
D,
D1,
D14,
E,
E5,
E51
December 15, 2015
Residential Mortgage Securitization in Canada: A Review
Residential mortgage securitization plays an important role in the Canadian system of housing finance, especially given the rising share of government-supported (i.e., public) securitization over the past 15 years. Mordel and Stephens analyze the evolution of two types of mortgage securitization in Canada— private and public — focusing in particular on the underlying public policy and economic benefits of the latter. They review the potential implications of the extent of public securitization and conclude with a discussion of policies that could be considered to reinvigorate private securitization in Canada.
Content Type(s):
Publications,
Financial System Review articles
Topic(s):
Financial institutions,
Financial stability,
Financial system regulation and policies,
Housing
JEL Code(s):
G,
G2,
G28
December 15, 2015
The Reports section of the Financial System Review examines selected issues of relevance to the Canadian and global financial systems. The December 2015 issue features two reports on significant developments in the financial system related to household finances: the importance of residential mortgage securitization for Canadian housing finance and the changing patterns of indebtedness of Canadian households.
Financial System Review - December 2015
Content Type(s):
Publications,
Financial Stability Report
December 11, 2015
Weekly Financial Statistics - 11 December 2015
Content Type(s):
Publications,
Historical: Weekly Financial Statistics
December 4, 2015
Weekly Financial Statistics - 4 December 2015
Content Type(s):
Publications,
Historical: Weekly Financial Statistics
November 27, 2015
Weekly Financial Statistics - 27 November 2015
Content Type(s):
Publications,
Historical: Weekly Financial Statistics
November 27, 2015
Quarterly Financial Report - Third Quarter 2015 - For the period ended 30 September 2015.
Quarterly Financial Report - Third Quarter 2015
Content Type(s):
Publications,
Quarterly Financial Report
November 26, 2015
Banking and Financial Statistics - November 2015
Content Type(s):
Publications,
Historical: Banking and Financial Statistics
November 20, 2015
Weekly Financial Statistics - 20 November 2015
Content Type(s):
Publications,
Historical: Weekly Financial Statistics