November 6, 2024 Canada’s mortgage market—A question of balance Remarks Carolyn Rogers Economic Club of Canada Toronto, Ontario Senior Deputy Governor Carolyn Rogers looks at the mortgage market in Canada—past, present and future. Content Type(s): Press, Speeches and appearances, Remarks Topic(s): Financial institutions, Financial services, Financial stability, Financial system regulation and policies, Housing, Monetary policy transmission
November 6, 2024 Finding balance in the mortgage market Speech summary Carolyn Rogers Economic Club of Canada Toronto, Ontario Senior Deputy Governor Carolyn Rogers talks about Canada’s mortgage market and how it has evolved over time. Content Type(s): Press, Speeches and appearances, Speech summaries Topic(s): Financial institutions, Financial services, Financial stability, Financial system regulation and policies, Housing, Monetary policy transmission
Mortgage stress tests and household financial resilience under monetary policy tightening Staff Analytical Note 2024-25 Jonathan Hartley, Nuno Paixão This note analyzes mortgage stress tests, a macroprudential tool. We find that when mortgage stress tests are applied to all mortgage purchase originations, they improve credit quality and reduce credit and house price growth. They also improve the resilience of borrowers to financial shocks, such as the large increase in interest rates during 2022–23. Content Type(s): Staff research, Staff analytical notes Topic(s): Credit and credit aggregates, Financial institutions, Financial system regulation and policies, Monetary policy JEL Code(s): E, E5, E52, G, G2, G21, G28, G5, G50, G51
November 6, 2024 Bank of Canada Media Interview – Toronto Star Carolyn Rogers, Senior Deputy Governor of the Bank of Canada, gave an interview to Ana Pereira of the Toronto Star. Content Type(s): Press, Media advisories
November 5, 2024 Release of the Bank of Canada’s summary of deliberations On Tuesday, November 5, 2024, the Bank of Canada will publish a summary of the deliberations that took place ahead of its interest rate decision on October 23, 2024. Content Type(s): Press, Media advisories
November 5, 2024 Summary of Governing Council deliberations: Fixed announcement date of October 23, 2024 This is an account of the deliberations of the Bank of Canada’s Governing Council leading to the monetary policy decision on October 23, 2024. Content Type(s): Publications, Summary of deliberations
November 5, 2024 Publication: Summary of Deliberations 13:30 (ET)Bank of Canada Content Type(s): Upcoming events
November 4, 2024 Release: Market Participants Survey 10:30 (ET)The Market Participants Survey is conducted quarterly. Bank of Canada staff reach out to a diverse set of participants in financial markets to gather their views on key macroeconomic and financial variables as well as on monetary policy. Content Type(s): Upcoming events
November 4, 2024 Market Participants Survey—Third Quarter of 2024 The Market Participants Survey results are based on questionnaire responses from about 30 financial market participants. Content Type(s): Publications, Market Participants Survey
November 1, 2024 Information for payment service providers Individuals and entities who are subject to the Retail Payment Activities Act (RPAA) are required to register with us. Access supervisory policies and guidelines, and other resources to help you comply with your legal obligation.