April 7, 2025 Release: Business Outlook Survey and Canadian Survey of Consumer Expectations 10:30 (ET) The Business Outlook Survey is a summary of interviews conducted by the Bank's regional offices with business leaders from about 100 firms, selected in accordance with the composition of Canada's gross domestic product. The Canadian Survey of Consumer Expectations is a quarterly survey aimed at measuring household views of inflation, the labour market and household finances, as well as topical issues of interest to the Bank of Canada. Content Type(s): Upcoming events
March 26, 2025 Publication: Summary of Deliberations 13:30 (ET)A summary of monetary policy deliberations by the Governing Council for the policy decision that was announced two weeks earlier. Content Type(s): Upcoming events
March 12, 2025 Interest Rate Announcement 09:45 (ET) On eight scheduled dates each year, the Bank of Canada announces the setting for the overnight rate target in a press release explaining the factors behind the decision. Content Type(s): Upcoming events
February 21, 2025 Speech: Tiff Macklem, Governor 13:00 (ET) Mississauga, Ontario Content Type(s): Upcoming events
February 17, 2025 Family Day Provincial holiday: Alberta, British Columbia, Nova Scotia and Ontario Content Type(s): Upcoming events
February 14, 2025 Release: Senior Loan Officer Survey 10:30 (ET) The Senior Loan Officer Survey collects information on the business-lending practices of Canadian financial institutions. Content Type(s): Upcoming events
February 12, 2025 Publication: Summary of Deliberations 13:30 (ET) A summary of monetary policy deliberations by the Governing Council for the policy decision that was announced two weeks earlier. Content Type(s): Upcoming events
February 10, 2025 Release: Market Participants Survey 10:30 (ET)The Market Participants Survey is conducted quarterly. Bank of Canada staff reach out to a diverse set of participants in financial markets to gather their views on key macroeconomic and financial variables as well as on monetary policy. Content Type(s): Upcoming events
High-Cost Consumer Credit: Desperation, Temptation and Default Staff Working Paper 2025-6 Joaquín Saldain I study the welfare consequences of regulations on high-cost consumer credit in the United States and find that borrowing limits have distributional impacts on households with self-control issues. Content Type(s): Staff research, Staff working papers Topic(s): Credit and credit aggregates, Financial markets, Interest rates JEL Code(s): E, E2, E7, E71, G, G5, G51