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CBDC and Monetary Policy

Staff Analytical Note 2020-4 Mohammad Davoodalhosseini, Francisco Rivadeneyra, Yu Zhu
Improving the conduct of monetary policy is unlikely to be the main motivation for central banks to issue a central bank digital currency (CBDC). While some argue that a CBDC could allow more complex transfer schemes or the ability to break below the zero lower bound, we find these benefits might be small or difficult to realize in practice.

Cyrus Minwalla

Cyrus Minwalla is a Security Lead and Researcher in the FinTech Research Department.

Sriram Darbha

Sriram Darbha is a Solutions Architect in the Fintech Research team. He leads the research and analysis into the core technical architecture of retail Central Bank Digital Currency (CBDC) systems.
Department(s): Information Technology Services Research Field(s): Digital Currency, Fintech
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