September 4, 2024 Monetary Policy Decision Press Conference Opening Statement Opening statement Tiff Macklem Ottawa, Ontario Governor Tiff Macklem discusses key issues involved in the Governing Council’s deliberations about the policy rate decision. Content Type(s): Press, Speeches and appearances, Opening statements
August 27, 2024 How high productivity helps fight inflation Higher productivity helps keep prices down and wages up. It gives workers more money to spend and increases the value they get when they spend it. And it allows businesses to weather cost increases without having to raise prices. All together, these factors drive economic growth. Content Type(s): Publications, The Economy, Plain and Simple Topic(s): Inflation and prices, Productivity
August 22, 2024 Quarterly Financial Report - Second Quarter 2024 Quarterly Financial Report - Second Quarter 2024 - For the period ended June 30, 2024, unaudited Content Type(s): Publications, Quarterly Financial Report
August 21, 2024 Case scenarios about securities exclusion The following fictional case scenarios illustrate the application of the securities exclusion in paragraph 6(b) of the Retail Payment Activities Act. Content Type(s): Retail payments supervision materials, Case scenarios Topic(s): Registration
August 21, 2024 Case scenarios about remittance service providers The following fictional case scenarios provide examples to help providers identify whether they perform the holding funds payment function, especially in the context of cross-border remittances. Content Type(s): Retail payments supervision materials, Case scenarios Topic(s): Holding funds, Registration
August 21, 2024 Case scenarios about payroll services The following fictional case scenarios provide examples of incidental activities under the Retail Payment Activities Act. Content Type(s): Retail payments supervision materials, Case scenarios Topic(s): Holding funds, Registration
August 21, 2024 Case scenarios about e-commerce web building tools and payment gateways The following fictional case scenarios provide examples of payment functions, namely the initiation of an electronic funds transfer (EFT) at the request of an end user, and the authorization of an EFT or the transmission, reception or facilitation of an instruction in relation to the EFT. They also provide examples of incidental activities under the Retail Payment Activities Act. Content Type(s): Retail payments supervision materials, Case scenarios Topic(s): Registration
August 21, 2024 Acquisitions of control and prescribed changes This supervisory policy explains how a registered payment service provider (PSP) should assess whether it will be the subject of a planned acquisition of control or a prescribed change. Content Type(s): Retail payments supervision materials, Supervisory policies Topic(s): Registration