November 2, 2022 Preparing for payments supervision Remarks Ron Morrow Canadian Innovation Exchange Summit Toronto, Ontario Ron Morrow, Executive Director of Retail Payments Supervision, discusses the Bank’s new mandate and what the future holds for payment service providers. Content Type(s): Press, Speeches and appearances, Remarks Subject(s): Currency, Digital currency, Financial system, Financial stability, Fintech
June 9, 2016 Securities Financing and Bond Market Liquidity Financial System Review - June 2016 Jean-Sébastien Fontaine, Corey Garriott, Kyle Gray This report investigates how the markets for repurchase agreements and securities-lending agreements support the liquidity of Canadian bond markets. It also discusses how recent regulatory changes, as well as low interest rates and settlement failures, are potentially affecting securities-financing markets and, as a result, bond market liquidity. Content Type(s): Publications, Financial System Review articles JEL Code(s): G, G1, G12, G2
Financial Constraints and Corporate Investment in China Staff discussion paper 2022-22 Kun Mo, Michel Soudan Financial constraints deter firms from pursuing optimal investment plans. In China, we find privately owned firms face greater financial constraints than state-owned enterprises (SOEs). This can be explained by our finding that lenders appear less concerned about the credit risk of SOEs, which causes distortions in the allocation of credit. Content Type(s): Staff research, Staff discussion papers JEL Code(s): E, E2, E22, G, G1, G3 Research Theme(s): Financial system, Financial institutions and intermediation, Household and business credit, Structural challenges, International trade, finance and competitiveness
September 18, 2013 Returning to Natural Economic Growth Remarks Stephen S. Poloz Vancouver Board of Trade Vancouver, British Columbia Bank of Canada Governor Stephen S. Poloz discusses the preconditions for a return to natural economic growth for Canada. Content Type(s): Press, Speeches and appearances, Remarks
May 14, 2015 Improving the Foundation of Canada’s Payments System Bank of Canada Review - Spring 2015 Lana Embree, Paul Miller The Canadian payments environment has evolved with enhancements in technology, changes in user expectations and new regulatory standards. In response, the existing regulatory framework and core payments infrastructure are being enhanced. This article describes several revisions to the governance and regulation of the payments system as well as plans to update the core payments infrastructure. These initiatives will position the Canadian payments system to more effectively support a modern and vibrant economy by serving the payments needs of Canadians safely and efficiently as the payments industry continues to evolve. Content Type(s): Publications, Bank of Canada Review articles JEL Code(s): E, E4, E42, G, G2, G28
December 19, 2025 Financial stability indicators Get quarterly data for the indicators we use to track the evolution of the financial stability of the Canadian economy.
October 21, 2015 Release of the Monetary Policy Report Opening statement Stephen S. Poloz, Carolyn A. Wilkins Ottawa, Ontario Press conference following the release of the Monetary Policy Report. Content Type(s): Press, Speeches and appearances, Opening statements
September 19, 2000 A New System of Fixed Dates for Announcing Changes to the Bank Rate In November 2000, the Bank of Canada introduced a new system of eight "fixed" or pre-specified dates each year for announcing any changes to the official interest rate it uses to implement monetary policy. This paper describes the basic features of the proposed approach, elaborates its key advantages and identifies issues for consultation.
September 25, 2012 Financing Commodities Markets Remarks Timothy Lane CFA Society of Calgary Calgary, Alberta Deputy Governor Timothy Lane discusses links between the financial system and commodities markets. Content Type(s): Press, Speeches and appearances, Remarks
Benchmarks for assessing labour market health: 2024 update Staff analytical note 2024-8 Erik Ens, Alexander Lam, Kurt See, Gabriela Galassi We assess the health of the Canadian labour market. We find that it has seen gradual but material easing since 2023, amid some signs of structural changes. Content Type(s): Staff research, Staff analytical notes JEL Code(s): E, E2, J, J2, J3, J6 Research Theme(s): Monetary policy, Inflation dynamics and pressures, Real economy and forecasting, Structural challenges, Demographics and labour supply