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2160 Results

May 12, 1998

Measurement biases in the Canadian CPI: An update

The consumer price index (CPI) is used to measure changes in the price level of consumer goods and services. As an indicator of changes in the cost of living, it is susceptible to various types of measurement biases. This article provides estimates of the size of these biases in the Canadian CPI. It concludes that the rate of increase in the CPI probably overstates the rate of increase in the cost of living by about 0.5 percentage points per year.

Central Bank Crisis Interventions and the Term Structure of Market Fear

How do central bank crisis interventions calm market fears? Using options data, we measure the perceived risk of large asset price drops across horizons from two weeks to ten years. Studying the Fed's response to the 2020 turmoil, we find asset purchases reduce short-term fears while interest rate actions shape long-term expectations.
June 7, 2018

Covered Bonds as a Source of Funding for Banks’ Mortgage Portfolios

The author traces developments in the Canadian covered bond market. Covered bonds could be a valuable way to provide a stable and diverse source of funding, particularly for smaller banks. However, higher issuance could increase banks’ vulnerability to liquidity stress, with implications for the broader financial system. The author argues that these benefits and challenges can be balanced in a well-designed policy framework.
Content Type(s): Publications, Financial System Review articles JEL Code(s): G, G1, G2, G21, G28

How Should Unemployment Insurance Vary over the Business Cycle?

Staff working paper 2020-47 Serdar Birinci, Kurt See
Should unemployment benefits be more generous during economic downturns? The optimal amount and duration of benefit payments ultimately depend on the demographic and wealth characteristics of benefit recipients.

Bank Runs, Bank Competition and Opacity

Staff working paper 2021-30 Toni Ahnert, David Martinez-Miera
How is the stability of the financial sector affected by competition in the deposit market and by decisions banks make about transparency? We find that policies that aim to increase bank competition lead to higher bank deposit rates, increasing both withdrawal incentives and instability.

Communicating Inflation Uncertainty and Household Expectations

Staff working paper 2023-63 Olena Kostyshyna, Luba Petersen
We examine the value of direct communication to households about inflation and the uncertainty around inflation statistics. All types of information about inflation are effective at immediately managing inflation expectations, with information about outlooks being more effective and relevant than that about recent inflation and Bank targets.

GDP by Industry in Real Time: Are Revisions Well Behaved?

Staff analytical note 2018-40 Patrick Rizzetto
The monthly data for real gross domestic product (GDP) by industry are used extensively in real time both to ground the Bank of Canada’s monitoring of economic activity and in the Bank’s nowcasting tools, making these data one of the most important high-frequency time series for Canadian nowcasting.
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