Search

Content Types

Topics

JEL Codes

Locations

Departments

Authors

Sources

Statuses

Published After

Published Before

9255 Results

Price Competition and Concentration in Search and Negotiation Markets: Evidence from Mortgage Lending

Staff Working Paper 2012-4 Jason Allen, Robert Clark, Jean-François Houde
This paper examines the impact of bank consolidation on mortgage rates in order to evaluate the extent to which mortgage markets are competitive. Mortgage markets are decentralized and so rates are determined through a search and negotiation process.
Go To Page