Using new loan data to better understand mortgage holders Staff Analytical Note 2025-1 Odae Al Aboud, Saarah Sheikh, Adam Su, Yang Xu The Bank of Canada is using an enhanced dataset that tracks the stock of outstanding mortgages and home equity lines of credit held by federally regulated lenders. This paper highlights some of the new details in the dataset and how they impact the Bank’s understanding of the mortgage market. Content Type(s): Staff research, Staff analytical notes Topic(s): Credit and credit aggregates, Financial institutions, Interest rates, Recent economic and financial developments JEL Code(s): D, D1, D12, D14, G, G2, G21, G28
January 7, 2025 Notes on the indicators of financial vulnerabilities Take an in-depth look at the indicators related to the financial vulnerabilities of elevated level of household indebtedness and high house prices.
January 7, 2025 Indicators of financial vulnerabilities Get quarterly data for the indicators we use to track the evolution of two vulnerabilities in the Canadian economy: the elevated level of household indebtedness and high house prices.
January 2, 2025 Governing Council and Senior Management The Governing Council is the policy-making body of the Bank. It consists of the Governor, Senior Deputy Governor, and four Deputy Governors. It is responsible for monetary policy, decisions aimed at promoting a sound and stable financial system, and the strategic direction of the Bank.
January 1, 2025 Governance documents Legislation, reports, plans, policies and other documents relating to the governance of the Bank.
December 31, 2024 Quarterly Research Update – 2024 Q4 This newsletter features the latest research publications by Bank of Canada economists including external publications and working papers published on the Bank of Canada’s website. Content Type(s): Staff research, Research newsletters
December 23, 2024 Summary of Governing Council deliberations: Fixed announcement date of December 11, 2024 This is an account of the deliberations of the Bank of Canada’s Governing Council leading to the monetary policy decision on December 11, 2024. Content Type(s): Publications, Summary of deliberations