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9273 Results

September 23, 2021

Our vision, our values, our promise

Building on the principles that have always guided us—excellence, integrity and respect—we embrace three core values that define who we are and how we work together.
September 23, 2021

Harnessing the power of innovation

We will challenge ourselves to be bold and creative, building on what we have accomplished to address emerging challenges and explore new directions. Fulfilling our promise to Canadians means working, as always, to the highest standards of excellence. It also means striving constantly to think ahead, integrating innovative strategies into every aspect of our work.
September 23, 2021

Strengthening our operations

When each day brings new expectations for tomorrow, we must be increasingly nimble while remaining focused and disciplined in delivering on our mandate. Going forward, we will continuously refine and enhance all aspects of the Bank’s operations while maintaining the rigour, integrity and vigilance that sustain our success.
September 23, 2021

Unlocking the potential of our people

The benefits of advancing equity, diversity and inclusion are clear. Ensuring that everyone is heard and feels valued leads to better decision making, greater adaptability, more creative thinking and stronger overall performance. We will embrace and celebrate difference, encouraging the Bank’s employees to grow and thrive in a flexible, supportive environment designed to include everyone.
September 23, 2021

Delivering on Our Promise: The Bank of Canada’s 2022–24 Strategic Plan

As the Canadian economy is reshaped by new opportunities and potentially disruptive challenges, our three-year strategic plan draws on valuable insights and innovative thinking from across the Bank. It defines the goals and priorities that will guide the work ahead as we deliver on our promise to Canadians.
September 23, 2021

Amplifying our impact

Leveraging the Bank’s expertise, achievements and reputation, we will forge and strengthen partnerships, share innovative tools and insights, and find opportunities to lead the conversation on major challenges facing the Canadian and global economies. By sharing the value of what we have learned with others, we will further advance our vision: to be a leading central bank.

Can the characteristics of new mortgages predict borrowers’ financial stress? Insights from the 2014 oil price decline

Staff Analytical Note 2021-22 Olga Bilyk, Ken Chow, Yang Xu
We study the relationship between characteristics of new mortgages and borrowers’ financial stress in Canada’s energy-intensive regions following the 2014 collapse in oil prices. We find that borrowers with limited home equity were more likely to have difficulty repaying debt.
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