October 15, 2018 Senior Loan Officer Survey—Third Quarter of 2018 Household lending conditions were almost unchanged this quarter, while competition for corporate borrowers continues to drive an easing in business lending conditions. Content Type(s): Publications, Senior Loan Officer Survey
September 28, 2018 Trading up Stephen Murchison, Alex Chernoff How countries benefit from freer trade. Content Type(s): Publications, The Economy, Plain and Simple Topic(s): Balance of payments and components, Development economics, International topics, Recent economic and financial developments, Trade integration
September 28, 2018 Welcome to The Economy, Plain and Simple Donald Coletti The economy starts with you. Content Type(s): Publications, The Economy, Plain and Simple Topic(s): Credibility, Monetary policy communications, Recent economic and financial developments
August 29, 2018 Quarterly Financial Report - Second Quarter 2018 Quarterly Financial Report - Second Quarter 2018 - For the period ended 30 June 2018 Content Type(s): Publications, Quarterly Financial Report
July 11, 2018 Monetary Policy Report – July 2018 Real GDP in Canada is expected to grow by 2.0 per cent in 2018, 2.2 per cent in 2019 and 1.9 per cent in 2020. Content Type(s): Publications, Monetary Policy Report
June 29, 2018 Business Outlook Survey - Summer 2018 Supported by expectations of sustained demand, responses to the summer Business Outlook Survey point to continued business optimism, particularly outside the energy-producing regions. In this context, firms reported increasing pressures on capacity and prices. Content Type(s): Publications, Business Outlook Survey
June 29, 2018 Senior Loan Officer Survey—Second Quarter of 2018 Survey results for the second quarter of 2018 suggest that overall lending conditions eased somewhat, both for households and business, driven by competition for mortgage and corporate lending. Content Type(s): Publications, Senior Loan Officer Survey
June 7, 2018 Financial System Review: Assessment of Vulnerabilities and Risks—June 2018 This issue of the Financial System Review reflects the Bank’s judgment that high household indebtedness and housing market imbalances remain the most important vulnerabilities. While these vulnerabilities remain elevated, policy measures continue to improve the resilience of the financial system. A third vulnerability highlighted in the FSR concerns cyber threats to an interconnected financial system. Content Type(s): Publications, Financial Stability Report
June 7, 2018 The Bank of Canada’s Financial System Survey Financial System Review - June 2018 Guillaume Bédard-Pagé, Ian Christensen, Scott Kinnear, Maxime Leboeuf This report presents the details of a new semi-annual survey that will improve the Bank of Canada’s surveillance across the financial system and deepen efforts to engage with financial system participants. The survey collects expert opinions on the risks to and resilience of the Canadian financial system as well as on emerging trends and financial innovations. The report presents an overview of the survey and provides high-level results from the spring 2018 survey. Content Type(s): Publications, Financial System Review articles Topic(s): Financial institutions, Financial markets, Financial services, Financial stability, Financial system regulation and policies, Recent economic and financial developments JEL Code(s): C, C8, C83, G, G1, G11, G18, G2, G28, G3, G32
June 7, 2018 Covered Bonds as a Source of Funding for Banks’ Mortgage Portfolios Financial System Review - June 2018 Toni Ahnert The author traces developments in the Canadian covered bond market. Covered bonds could be a valuable way to provide a stable and diverse source of funding, particularly for smaller banks. However, higher issuance could increase banks’ vulnerability to liquidity stress, with implications for the broader financial system. The author argues that these benefits and challenges can be balanced in a well-designed policy framework. Content Type(s): Publications, Financial System Review articles Topic(s): Financial institutions, Financial stability, Financial system regulation and policies JEL Code(s): G, G1, G2, G21, G28