July 11, 2019 A Resolution Regime for Financial Market Infrastructures Canada’s most important payment clearing and settlement systems now have a resolution regime. As resolution authority, the Bank of Canada has new powers to protect the stability of the Canadian financial system in the unlikely event an FMI fails. Content Type(s): Publications, Financial System Hub articles
July 10, 2019 Monetary Policy Report – July 2019 The Bank updated its forecast for real economic growth to 1.3 percent this year, 1.9 percent next year and 2.0 percent in 2021. Content Type(s): Publications, Monetary Policy Report
June 28, 2019 Business Outlook Survey—Summer 2019 Results from the summer Business Outlook Survey point to a slight improvement in business sentiment after a moderation in the previous survey. Investment and hiring intentions continue to be healthy. Content Type(s): Publications, Business Outlook Survey
June 28, 2019 Senior Loan Officer Survey—Second Quarter of 2019 For household lending, mortgage conditions eased, while non-mortgage lending conditions remained unchanged. Overall business lending conditions eased slightly, driven mainly by small and commercial businesses outside the Prairies as well as corporates. Content Type(s): Publications, Senior Loan Officer Survey
May 29, 2019 Quarterly Financial Report - First Quarter 2019 Quarterly Financial Report - First Quarter 2019 - For the period ended 31 March 2019 Content Type(s): Publications, Quarterly Financial Report
May 16, 2019 Financial System Review Summary—2019 Stephen S. Poloz, Carolyn A. Wilkins, Timothy Lane, Lawrence L. Schembri, Lynn Patterson, Paul Beaudry In our Financial System Review, we identify the main vulnerabilities and risks to financial stability in Canada and explain how they have evolved over the past year. This issue reflects the Bank’s judgment that the vulnerabilities associated with high household debt and imbalances in the housing market have declined modestly but remain significant. The Financial System Review is a product of the Governing Council of the Bank of Canada: Stephen S. Poloz, Carolyn A. Wilkins, Timothy Lane, Lawrence Schembri, Lynn Patterson and Paul Beaudry. Content Type(s): Publications, Financial Stability Report
May 16, 2019 Financial System Review—2019 In our Financial System Review, we identify the main vulnerabilities and risks to financial stability in Canada and explain how they have evolved over the past year. This issue reflects the Bank’s judgment that the vulnerabilities associated with high household debt and imbalances in the housing market have declined modestly but remain significant. The Financial System Review is a product of the Governing Council of the Bank of Canada: Stephen S. Poloz, Carolyn A. Wilkins, Timothy Lane, Lawrence Schembri, Lynn Patterson and Paul Beaudry. Content Type(s): Publications, Financial Stability Report
May 7, 2019 Financial System Survey Highlights—May 2019 This article presents the key results from the spring 2019 Bank of Canada Financial System Survey, conducted March 11 and March 29, 2019. This survey included a special question on cyber risk. Content Type(s): Publications, Financial System Survey
April 26, 2019 The road to digital money Stephen Murchison From beaver pelts to paper money to digital currencies Content Type(s): Publications, The Economy, Plain and Simple Topic(s): Bank notes, Central bank research, Cryptoassets, Cryptocurrencies, Digital currencies and fintech, Financial services, Financial system regulation and policies, Payment clearing and settlement systems
April 24, 2019 Monetary Policy Report – April 2019 The Bank’s new forecast calls for real economic growth of 1.2 per cent this year, 2.1 per cent next year and 2.0 per cent in 2021. Content Type(s): Publications, Monetary Policy Report