Funds advanced and outstanding balances for new and existing lending by chartered banks

View or download the latest monthly data. For metadata and background information, see the notes.

Typically published within the third week of the month.

Legend

Mortgages
Funds advanced
Residential mortgages, insured, Total
Fixed rate, 5 years and over
Residential mortgages, uninsured, Total
Fixed rate, 5 years and over
Outstanding balances
Residential mortgages, insured, Total
Fixed rate, 5 years and over
Residential mortgages, uninsured, Total
Fixed rate, 5 years and over
Residential variable rate mortgages
Funds advanced
Total variable rate mortgages, Total
Consumer credit
Funds advanced for non-mortgage loans
Consumer credit, Total
Outstanding balances for non-mortgage loans
Consumer credit, Total
Credit extended to corporate sector for mortgage loans
Funds advanced
Business loans, Total
Credit extended to corporate sector
Outstanding balances
Business loans, Total

Monthly series

Data available as: CSV, JSON and XML

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Mortgages1

Data available as: CSV, JSON and XML

Month-end, Millions of dollars CANSIM2025‑042025‑052025‑062025‑072025‑08
Funds advanced
Residential mortgages, insured, TotalV1226677248,5479,85110,96311,02011,176
Variable rateV1226677252,3992,1421,9821,7861,766
Fixed rate, <1 yearV122667726567553660621587
Fixed rate, 1 to <3 yearsV122667727481527642691709
Fixed rate, 3 to <5 yearsV1226677282,5612,8173,2853,8114,317
Fixed rate, 5 years and overV1226677292,5393,8124,3934,1113,798
Residential mortgages, uninsured, TotalV12266773038,92840,16240,66539,88239,773
Variable rateV12266773116,73813,90312,80711,21410,619
Fixed rate, <1 yearV1226677321,7511,6551,9441,9391,852
Fixed rate, 1 to <3 yearsV1226677334,0894,4634,9105,1995,097
Fixed rate, 3 to <5 yearsV12266773412,13614,39415,01115,91617,348
Fixed rate, 5 years and overV1226677354,2145,7485,9935,6144,857
Outstanding balances
Residential mortgages, insured, TotalV122667736381,207381,565381,015377,124378,556
Variable rateV12266773769,54070,50371,20671,60572,105
Fixed rate, <1 yearV1226677385,9565,9386,4126,5046,617
Fixed rate, 1 to <3 yearsV12266773921,09320,21419,79919,32919,284
Fixed rate, 3 to <5 yearsV122667740100,268101,629104,130102,353105,008
Fixed rate, 5 years and overV122667741184,350183,282179,467177,333175,543
Residential mortgages, uninsured, TotalV1226677421,224,5091,227,7901,230,4981,235,2531,239,483
Variable rateV122667743418,073424,366428,606432,183435,131
Fixed rate, <1 yearV12266774422,83123,00123,66423,82723,993
Fixed rate, 1 to <3 yearsV122667745112,778107,645103,744101,411100,069
Fixed rate, 3 to <5 yearsV122667746402,176407,733412,859420,028428,598
Fixed rate, 5 years and overV122667747268,652265,044261,624257,804251,693
  1. 1. As of January 2019, insured and uninsured residential mortgages exclude residential mortgages to the corporate sector.[←]

Residential variable rate mortgages

Data available as: CSV, JSON and XML

Month-end, Millions of dollars CANSIM2025‑042025‑052025‑062025‑072025‑08
Funds advanced
Total variable rate mortgages, TotalV12266774819,56716,32415,03513,34012,836
Closed non-convertible variable rate mortgagesV1226677499,6727,9386,8706,1275,663
Closed convertible variable rate mortgagesV1226677509,0907,6727,4526,5036,556
Open variable rate mortgagesV122667751805713714710617

Consumer credit

Data available as: CSV, JSON and XML

Month-end, Millions of dollarsCANSIM2025‑042025‑052025‑062025‑072025‑08
Funds advanced for non-mortgage loans
Consumer credit, TotalV12266775227,38727,48928,78929,37627,848
Personal loan plansV1226677534,7734,9684,8055,0754,673
Of which: Auto loansV1226677543,9994,0603,8984,1553,848
Personal lines of credit, securedV12266775515,71016,16117,41717,62816,864
Personal lines of credit, unsecuredV1226677564,4114,2384,2374,3914,132
Other personalV1226677572,4932,1232,3292,2822,179
Outstanding balances for non-mortgage loans
Consumer credit, TotalV122667758629,112632,519640,629644,719649,974
Personal loan plansV122667759123,855124,086124,430124,715124,935
Of which: Auto loansV122667760109,996110,183110,482110,798111,069
Credit card loansV122667761100,477101,153102,843102,497103,668
Personal lines of credit, securedV122667762312,977316,152320,977325,247329,103
Personal lines of credit, unsecuredV12266776372,27572,02172,59172,82173,006
Other personalV12266776419,52819,10619,78819,43919,263

Credit extended to corporate sector2

Data available as: CSV, JSON and XML

Month-end, Millions of dollars CANSIM2025‑042025‑052025‑062025‑072025‑08
Funds advanced
Business loans, TotalV122667765166,467166,193175,868172,143153,011
non-mortgage loans
To regulated non-bank financial institutionsV1226677666,5387,1707,3637,0536,723
Lease receivablesV122667767761658642725546
Loans to individuals and others for business purposesV122667768153,686152,460162,535158,897141,409
mortgage loans
Non-residential mortgagesV1226677692,7922,6762,4212,7421,943
Outstanding balances
Business loans, TotalV122667770883,772885,846898,675899,977897,168
non-mortgage loans
To regulated non-bank financial institutionsV12266777116,11416,49717,06116,93817,006
Lease receivablesV12266777218,90518,98219,08719,13219,126
Loans to individuals and others for business purposesV122667773666,442666,910680,073676,207673,862
mortgage loans
Non-residential mortgagesV12266777491,91192,47792,42693,26193,525
  1. 2. As of January 2019, Total business loans exclude non-residential mortgages to the personal sector.[←]

Notes

See also: Chartered Banks: Notes for Banking and Financial Statistics

Source: Bank of Canada

Federally-regulated credit unions and subsidiaries of non-bank financial institutions are excluded from the universe of chartered banks for the purposes of the Banking and Financial Statistics (BFS) tables. This treatment is consistent with the methodology used by Statistics Canada in their key economic and financial statistical programs (e.g., National Balance Sheet Accounts), which follows the NAICS framework.

The data shown is to provide information on the funds advanced and outstanding balances vis-à-vis new and existing loans, booked in Canada, in Canadian dollars only, to Canadian households and corporate sectors by institutions. Reporting coverage encompasses banks and foreign bank branches.

Information provided on mortgages and consumer credit tables represent credit extended to individuals for non-business purposes. These loans are those used to finance the acquisition of housing, consumer goods and services, including the acquisition of securities.

The funds advanced and outstanding balance section classify amounts across terms based on the term set at loan origination.

Funds advanced represents the cumulative total of new credit extended, new draws on existing credit facilities, mortgage or term-loan renewals and refinancing for a given month.

Outstanding balances are reported as month-end accounting book values, gross of allowances for expected credit losses. Outstanding balances for credit card lending is reported based on the closest billing cycle period.

Data collection on outstanding balances, auto-loans, open and closed variable rate residential mortgages began in July 2016.

For precise definitions of loan categories and general detail, please visit the Report on New and Existing Lending (A4) instructions on the OSFI website.

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