Individuals and entities who are subject to the Retail Payment Activities Act (RPAA) are required to register with us. Access supervisory policies and guidelines, and other resources to help you comply with your legal obligation.
On December 12, 2024, the Bank of Canada published:
- the final supervisory guideline for the safeguarding of end-user funds
- its responses to feedback from the consultation on safeguarding end-user funds
What we do
Know what we will and won’t do under our supervisory mandate.
Key milestones
Get an overview of what to expect as we prepare for the implementation of the Retail Payment Activities Act.
Who we supervise
Search a list of individuals and entities that have submitted an application to register with us.
PSP Connect
Access PSP Connect to register and to comply with your reporting requirements under the RPAA.
To help with the registration application, refer to our step-by-step guide.
Sign in
Need help with PSP Connect? Find out who to contact.
If you have questions about retail payments supervision or have any comments on this topic, contact us.
Supervisory framework
Registration
Learn about the registration requirements under the Retail Payment Activities Act and what will be expected of payment service providers.
Supervision
Know your requirements as a registered payment service provider and find out how we will assess compliance.
Resources
Supervisory policies and guidelines
Access all supervisory policies and guidelines on registration and supervision related to the Retail Payment Activities Act and the Retail Payment Activities Regulations.
Glossary
Read the definitions of terms about retail payments supervision used in Bank of Canada supervisory policies and guidelines.
Case scenarios
Find case scenarios to help individuals and entities determine whether they are subject to the Retail Payment Activities Act and should register with the Bank.
Frequently asked questions
Answers to common questions about retail payments supervision.
To help individuals or entities assess whether they could be subject to the Retail Payment Activities Act (RPAA), use our self-assessment tool.
Stay informed
Upcoming events
Access a list of our educational sessions—and find out how to sign up.Newsletter
Sign up for our newsletter to receive the latest updates.Press
Access press releases about RPS, and our Executive Director's speeches and appearances.
If you have questions about retail payments supervision or have any comments on this topic, contact us.