Information for payment service providers

Individuals and entities who are subject to the Retail Payment Activities Act (RPAA) are required to register with us. Access supervisory policies and guidelines, and other resources to help you comply with your legal obligation.

The registration period will open on November 1, 2024.

What we do

Know what we will and won’t do under our supervisory mandate.

Key milestones

Get an overview of what to expect as we prepare for the implementation of the Retail Payment Activities Act.


Supervisory framework

Registration

Learn about the registration requirements under the Retail Payment Activities Act and what will be expected of payment service providers.

Supervision

Know your requirements as a registered payment service provider and find out how we will assess compliance.


Resources

Supervisory policies and guidelines

Access all supervisory policies and guidelines on registration and supervision related to the Retail Payment Activities Act and the Retail Payment Activities Regulations.

Glossary

Read the definitions of terms about retail payments supervision used in Bank of Canada supervisory policies and guidelines.

Case scenarios

Find case scenarios to help individuals and entities determine whether they are subject to the Retail Payment Activities Act and should register with the Bank.

Frequently asked questions

Answers to common questions about retail payments supervision.

To help individuals or entities assess whether they could be subject to the Retail Payment Activities Act, use our self-assessment tool.

Stay informed

Upcoming events

Access a list of our educational sessions—and find out how to sign up.

Newsletter

Sign up for our newsletter to receive the latest updates.

Press

Access press releases about RPS, and our Executive Director's speeches and appearances.
If you have questions about retail payments supervision or have any comments on this topic, contact us.