Publications

• January 17, 2018

  Monetary Policy Report – January 2018

  

  Growth in the Canadian economy is projected to slow from 3 per cent in 2017 to 2.2 per cent this year and 1.6 per cent in 2019.

  Content Type(s): Publications, Monetary Policy Report
• January 8, 2018

  Business Outlook Survey - Winter 2017–18

  Business sentiment in the winter Business Outlook Survey remains positive: the sales outlook is still healthy, despite some moderation. At the same time, capacity and labour pressures are becoming more apparent and are stimulating firms’ employment and investment plans.

  Content Type(s): Publications, Business Outlook Survey
• January 8, 2018

  Senior Loan Officer Survey - Fourth Quarter of 2017

  Survey results suggest that overall business-lending conditions eased slightly in the fourth quarter. This marks the first time that lending conditions have eased since the oil price shock of 2014.

  Content Type(s): Publications, Senior Loan Officer Survey
• December 31, 2017

  Summary of Government of Canada - Outstanding as at 31 December 2017

  Content Type(s): Publications, Historical: Securities and loans
• December 28, 2017

  Banking and Financial Statistics - December 2017

  Content Type(s): Publications, Historical: Banking and Financial Statistics
• November 30, 2017

  Banking and Financial Statistics - November 2017

  Content Type(s): Publications, Historical: Banking and Financial Statistics
• November 29, 2017

  Quarterly Financial Report - Third Quarter 2017

  Quarterly Financial Report - Third Quarter 2017 - For the period ended September 30, 2017

  Content Type(s): Publications, Quarterly Financial Report
• November 28, 2017

  Shoring Up the Foundations for a More Resilient Banking System: The Development of Basel III

  Financial System Review - November 2017 Sheryl King, Alexandra Lai, Tamara Gomes

  The authors trace the development of the Basel III standards for banking regulation. Basel III builds on two earlier frameworks, in response to weaknesses revealed during the global financial crisis. They highlight how implementation of the standards will underpin greater financial stability and provide a sound foundation for economic growth.

  Content Type(s): Publications, Financial System Review articles Topic(s): Financial institutions, Financial stability, Financial system regulation and policies JEL Code(s): G, G1, G2, G21, G28
• November 28, 2017

  Analysis of Household Vulnerabilities Using Loan-Level Mortgage Data

  Financial System Review - November 2017 Olga Bilyk, Alexander Ueberfeldt, Yang Xu

  This report examines detailed data on home mortgages to provide a better understanding of the vulnerabilities associated with the mortgage market. The proportion of low-ratio mortgages is growing, particularly in regions with strong house price growth. Moreover, these borrowers exhibit less flexibility to adverse shocks, since they have high debt levels relative to income and have taken mortgages with long amortization periods.

  Content Type(s): Publications, Financial System Review articles Topic(s): Credit and credit aggregates, Recent economic and financial developments, Sectoral balance sheet JEL Code(s): D, D1, D12, D14, G, G2, G21, G28
• November 28, 2017

  Financial System Review - November 2017

  

  This issue of the Financial System Review reflects the Bank’s judgment that the high level of household indebtedness and housing market imbalances remain the most important vulnerabilities. While these vulnerabilities are still elevated, improving economic conditions and recent changes to housing policy should support an easing of these vulnerabilities over time. A third vulnerability highlighted in the FSR concerns cyber threats and the interconnectedness of the financial system.

  Content Type(s): Publications, Financial Stability Report