Holding funds - Retail payments supervision

• October 2, 2024

  Case scenarios about marketplaces

  The following fictional case scenarios provide examples of payment functions that are, and are not, incidental to a marketplace. These include the provision and maintenance of an account; the holding of funds on behalf of an end user; and authorization of an electronic funds transfer and the transmission, facilitation or reception of an instruction in relation to an electronic funds transfer.

  Content Type(s): Retail payments supervision materials, Case scenarios Topic(s): Holding funds, Registration
• October 2, 2024

  Case scenarios about holding funds

  The following fictional case scenarios provide examples to help providers identify whether they perform the payment function of holding funds.

  Content Type(s): Retail payments supervision materials, Case scenarios Topic(s): Holding funds, Registration
• October 2, 2024

  Case scenarios about card program managers

  The following fictional case scenarios provide examples of incidental activities under the Retail Payment Activities Act, especially in the context of card program managers.

  Content Type(s): Retail payments supervision materials, Case scenarios Topic(s): Holding funds, Registration
• October 2, 2024

  Case scenarios about acquirers

  The following fictional case scenarios provide more details about the performance of payment functions under the Retail Payment Activities Act by providers of acquiring services, including in respect of the holding funds payment function.

  Content Type(s): Retail payments supervision materials, Case scenarios Topic(s): Holding funds, Registration
• August 21, 2024

  Case scenarios about remittance service providers

  The following fictional case scenarios provide examples to help providers identify whether they perform the holding funds payment function, especially in the context of cross-border remittances.

  Content Type(s): Retail payments supervision materials, Case scenarios Topic(s): Holding funds, Registration
• August 21, 2024

  Case scenarios about payroll services

  The following fictional case scenarios provide examples of incidental activities under the Retail Payment Activities Act.

  Content Type(s): Retail payments supervision materials, Case scenarios Topic(s): Holding funds, Registration