Canadians’ Access to Cash Before and During the COVID-19 Pandemic

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This paper studies Canadians’ access to cash using the geographical distribution of automated banking machines (ABMs). We find that over 97% of urban Canadians have access to ABMs in their communities, while 92% of rural people have access to at least one ABM. During the pandemic, there have been no sustained adverse effects on cash accessibility through ABMs.

JEL Code(s): J, J1, J15, O, O1, R, R5, R51

DOI: https://doi.org/10.34989/sdp-2022-15