Core functions

We set and implement policies to achieve and maintain price stability. By adjusting the policy interest rate and using other monetary tools, we influence the rate of inflation.

We monitor and assess risks, provide liquidity to financial markets and oversee the stability of key financial infrastructures to safeguard the financial welfare of Canadians.

We design, issue and distribute Canada’s bank notes. We work to ensure that Canadians have access to secure, reliable and high-quality bank notes.

As the government’s fiscal agent, we manage the government’s funds and debt. This includes conducting auctions of government securities, managing the government’s bank accounts and providing financial services to the government.

We supervise payment service providers under the Retail Payment Activities Act. We make sure providers meet risk management requirements and keep your funds safe.